Terms of Use

Welcome to PensionPro Insights. By accessing and using this website, you accept and agree to be bound by the terms and conditions set forth in this agreement. If you do not agree to these terms, please do not use this website.

1. Acceptance of Terms

These Terms of Use constitute a legally binding agreement between you and PensionPro Insights governing your access to and use of the website at pensionproinsights.com, including any content, functionality, and services offered on or through the website.

2. Educational Purpose

The content provided on this website is for educational and informational purposes only. It is not intended to be a substitute for professional financial advice, and should not be relied upon as such. We do not provide personalized financial advice or recommend specific financial products or services.

Before making any financial decisions, especially regarding retirement planning, you should consult with a qualified financial advisor who can provide personalized advice based on your individual circumstances, needs, and goals.

3. Intellectual Property Rights

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by PensionPro Insights, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may access, view, download, and print content from this website for your personal, non-commercial use only, provided that you do not modify or delete any copyright, trademark, or other proprietary notices.

4. Prohibited Uses

You agree not to use the website:

5. User Contributions

Any content you submit to our website through contact forms or other interactive features will be considered non-confidential and non-proprietary. By providing any such content, you grant us and our affiliates and service providers the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material.

6. Links to Third-Party Websites

The website may contain links to third-party websites or services that are not owned or controlled by PensionPro Insights. PensionPro Insights has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that PensionPro Insights shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

7. Disclaimer of Warranties

The website is provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied. PensionPro Insights disclaims all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

PensionPro Insights does not warrant that the website will be uninterrupted or error-free, that defects will be corrected, or that the website or the server that makes it available are free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by applicable law, in no event will PensionPro Insights, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the website, any websites linked to it, any content on the website or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

9. Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the changes.

10. Governing Law and Jurisdiction

These Terms of Use and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of South Africa, without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of or related to these Terms of Use or the website shall be instituted exclusively in the courts of South Africa.

11. Contact Information

Questions or comments about the website or these Terms of Use may be directed to:

Address: Geelhoutboom, George, 6530
Phone: +27448810110

Last Updated: June 11, 2025